If you have been involved in a lawsuit for personal injury, product defects, medical malpractice, or wrongful death of a family member, you may have mediated a settlement offer. Many times, since settlements in personal injury cases can be so large, the payouts are structured, or set up to be paid out in increments over time.

If you were awarded $10,000,000 for example and the insurance company was forced to pay this all at once it would pose a large burden.  Settlements are arranged so the insurance company can pay you over time.  As a reward for accepting these structured payments you will end up receiving a greater sum of money because you earn interest in the money yet to be paid. In this way the settlement is designed to help the liability holder pay off the compensation over an agreeable period of time, be aware of this if you want to purchase structured settlement.


The system had been first introduced in Canada, USA to make it an alternative to one time large payments. Since then, this has been brought into practice to involve large amount of money. In those countries buy structured settlement, is one common phenomenon. The risk factor, which is generally related with the process, gets a complete security

There are many legal requirements and restrictions that affect who can buy structured settlements, so if you are interested in purchasing a structured settlement, you will want to work with a company who matches structured settlements with investors.